Works For Every Business Model
You don't need a complex e-commerce store to leverage BNPL. Our platform is designed for flexibility.
Close sales over the phone, in person, or via email by sending a simple, secure payment link. It's the perfect solution for service-based businesses and consultants.
Sell Anywhere, Anytime
- E-commerce Checkout Integration
- Secure "Pay by Link" for Email & SMS
- In-person QR Code Payments
- Phone Sale Invoicing
How Our Fintech Waterfall Works
One application intelligently cascades through multiple lending tiers to maximize approvals for every type of customer.
Prime Lenders
680+ FICO
Near & Sub-Prime
520-679 FICO
No Credit Needed
< 520 FICO
The Power of a Lending Waterfall
One simple application for your customer, multiple opportunities for approval. Our platform intelligently routes each application through our network of elite financing partners to maximize your chances of closing the sale.
| Partner | Program Type | Credit | Min Amount | Max Amount | Term |
|---|---|---|---|---|---|
 | Financing | 680+ | $45 | $10,000 | 6-24 Months |
 | Financing | 680+ | $50 | $30,000 | 3-36 Months |
 | Pay Later ('Monthly') | 680+ | $49 | $10,000 | 3-24 Months |
 | Monthly | 680+ | $400 | $4,000 | 6-12 Months |
 | Invoice Factoring | 520+ | $500 | $20,000+ | 3, 6, 12 Months |
*APRs range from 0% to 36% based on credit profile and selected term.
Why BNPL Transforms Your Sales Process
Give your customers the flexibility they want while you receive the full payment upfront.
Our 'lending waterfall' automatically passes applications to multiple lenders, dramatically increasing approval rates.
By removing price as a barrier, you can convert more prospects into paying customers, increasing sales by up to 60%.
When customers can pay over time, they're more likely to purchase higher-ticket items and add more to their cart.
Customers receive an instant decision during checkout, creating a seamless and friction-free buying experience.
Our platform caters to a wide range of credit profiles, from prime to sub-prime, expanding your total addressable market.
You receive your funds promptly while our partners handle the customer's payment plan and collection process.
Ideal for High-Growth Industries
Coaches & Consultants
Tax Relief & Resolution
Timeshare Exit Professionals
Elective Medical Providers
High-Ticket E-commerce
Home Services