The Smart Alternative to Traditional BNPL
Unlike other buy-now-pay-later solutions, Split Pay leverages existing customer credit without creating new debt obligations.
Customers use their current credit cards without taking on additional debt or applying for new financing products.
All transactions remain protected under existing credit card fraud protection and chargeback policies.
No third-party branding or cross-selling. Your customers remain focused on your brand throughout the entire payment experience.
Real-time credit line verification means immediate qualification without lengthy application processes or credit inquiries.
Measurable Business Impact
Transform your revenue metrics with payment flexibility that customers actually want to use.
Studies show merchants see 30-50% increases in AOV when customers can split payments over time.
Flexible payment options at checkout significantly reduce abandonment rates and increase conversion.
Reach customers who prefer payment flexibility without the complexity of traditional financing.
Receive full payment upfront while customers pay over time, improving your working capital.
Seamless Integration Process
Our technology integrates directly with your existing checkout flow for a frictionless customer experience.
Credit Verification
We securely verify the customer's existing credit card has sufficient available credit to cover the full purchase amount.
Payment Schedule Setup
Customer selects their preferred payment schedule (3, 6, or 12 months) with automatic monthly charges.
Merchant Payment
You receive the full purchase amount immediately, while we manage the customer's payment schedule.
Automated Collection
Monthly installments are automatically charged to the customer's credit card until the balance is complete.
Flexible Plan Options
Choose the payment structure that best fits your business model and customer preferences.
Customers pay no additional fees beyond their standard credit card terms and conditions.
Key Features:
- No application required
- No credit checks
- Maintain existing rewards
- Zero merchant fees
Best For:
High-volume retailers, e-commerce stores
Longer payment periods with minimal service fees clearly disclosed before purchase confirmation.
Key Features:
- Up to 24-month terms
- Transparent pricing
- Flexible scheduling
- Premium customer experience
Best For:
High-ticket items, luxury goods
Beyond Traditional BNPL
The Only Solution Using Existing Credit
We're the only payment solution that allows customers to split purchases using their existing credit cards without increasing their overall debt burden. This unique approach means higher approval rates, better customer satisfaction, and reduced regulatory complexity for your business.